Loss Control

Introduction

The BWNFA Business Insurance Program emphasizes loss control and claims management as a means of obtaining lower cost insurance. Insurance carriers analyze franchisees’ loss history and price insurance premiums accordingly.

BWNFA professional loss control personnel work with franchisees throughout the country to counsel and train them on how to reduce losses and manage claims effectively. Loss control seminars and restaurant inspections are also an integral part of the program.

Reducing Frequency and Severity of Losses
Franchisees can reduce the cost of insurance by reducing the number and the severity of the claims that occur at restaurants. Loss experience greatly affects the premiums paid.

SLIP & FALLS
The majority, both in number and severity, of restaurant worker’s compensation and general liability claims are slip and fall cases inside and outside the restaurant.

Please have each of your restaurants inspected both inside and out to reduce the risk of slip and falls.

Review the following at a minimum:

Please have employees conduct a self-assessment on a regular basis. Remember, by reducing the number and the severity of the claims at restaurants, franchisees can substantially reduce premium.

If you have any questions, comments or need any additional information feel free to call our office at 678-797-5161.